25 September 2025

Global supply chains have faced mounting pressure in 2025. As businesses plan and consider new strategies, Allianz Trade’s expert risk reporting offers valuable insights to help you build more resilient supply chains and protect your growth.

Summary


 

  • End-to-end protection: Our product suite covers supply chain risks at every stage – from procurement to production, distribution, and finance. 
  • Facing global risks head-on: Today’s global trade landscape is uncertain and volatile, but our tailored and flexible solutions can protect your assets and secure your growth.
  • Grow with confidence: With Allianz Trade as your trusted partner, you can confidently explore new opportunities and thrive in uncertain times.  

 

A European car manufacturer suddenly faces supply chain disruption because its key supplier goes bankrupt amid rising geopolitical tensions. Meanwhile, a global pharmaceuticals business faces increasing buyer fraud risks after expanding into an emerging market, threatening its growth.  

In 2025, the growing complexity of global supply chains makes stories like these all too common. Today, companies face an unpredictable geopolitical landscape, with trade disputes, economic volatility, and challenges around fraud, cybersecurity, and environmental change all putting pressure on global supply chains. 

As the threats evolve, businesses are reconsidering their supply chain security. In today’s environment, protecting your global supply chain becomes less about responding to individual crises and more about proactive, holistic approaches to risk management.  

Allianz Trade is well-placed to be your one-stop-shop for supply chain security. As the global market leader in trade credit insurance and complementary products, we understand that a single disruption to your supply chain, whether upstream or downstream, can significantly impact your business – halting operations and hindering your cash flow.  

By tailoring our solutions to your business, we can offer the perfect product blend to meet your needs and protect your global supply chain at every level – from procurement to production, distribution, and finance – as you navigate global trade uncertainties. 

Every strong supply chain begins with reliable partners. Consider a global electronics firm that relies on sourcing semiconductors from Asia. When a potential new supplier comes forward, the procurement team needs assurances that the supplier is creditworthy and can meet its obligations. At the same time, the firm needs to protect itself against the risk of supplier non-performance, guaranteeing its contracts with clients and other trading partners. 

Allianz Trade offers the tools to provide certainty. Our Grade Check solution acts like a financial X-ray, instantly assessing a supplier’s creditworthiness with data-driven insights and an expert-verified grading system. Integrated seamlessly into your procurement workflows, Grade Check allows you to evaluate new suppliers quickly and transparently.  

But evaluating the new supplier is only one aspect of the process. Your business can also gain significant advantages with Surety Bonds from Allianz Trade, which offer an additional layer of assurance to both your clients and regulators. Our Surety Bonds ensure that your contractual obligations will be fulfilled, even in the event of supplier default. They’re an excellent guarantee option for companies looking to free up cash deposits or optimize working capital lines.

By combining these solutions, the electronics company can move forward confidently knowing it now has a resilient procurement process built to avoid disruptions before they arise.  

Expanding into new markets often involves exploring new opportunities and managing new challenges. Imagine a medical equipment manufacturer entering an emerging market. As orders start to come in, the buyer fraud risks increase. Soon, the manufacturer is navigating fake purchase orders, fraudulent intermediaries, and buyer scams that could drain resources and disrupt its operation. 

This is where Business Fraud Insurance from Allianz Trade makes a difference. Acting as a second pair of eyes during your production and procurement phases, it protects against financial losses that might slip past your standard safety nets. Cover extends from internal threats – such as theft, embezzlement, or trade secret leaks – to external risks, including buyer fraud, CEO fraud, fake invoices, and payment diversions.  

Our Business Fraud Insurance complements your existing risk management and trade credit insurance, helping even larger and decentralized companies stay resilient. For the medical equipment manufacturer, it means production can continue smoothly, shipments go ahead, and expansion continues into new high-growth markets, without the threat of fraud disrupting its progress.

Selling globally can open exciting opportunities, but it also brings new risks. And even one delayed payment can ripple through your entire supply chain. 

A European textile exporter ships to multiple regions worldwide. When one overseas buyer runs into financial difficulties, the exporter faces non-payment for a shipment – a disruption that could compromise its cash flow and confidence in the business. Suddenly, the company’s liquidity is under pressure.

This is where our Trade Credit Insurance provides a safety net, ensuring you still get paid even when your buyers default. For your longer-term partnerships, our Medium Term Credit Insurance protects company revenues against non-payment risks and contract breaches for up to five years, protecting your long-term cash flow and ensuring you can grow with confidence.

For your larger and riskier accounts, we can add top-up cover – extending your protection beyond standard credit limits so you can fulfil bigger orders. And for companies with large credit exposures, our Excess of Loss solution offers tailored and highly flexible coverage to keep your balance sheet secure while you retain control of day-to-day credit decisions. 

In B2B e-commerce environments, these risks are contained using Allianz Trade pay. Our digital-first solution not only mitigates late payments and defaults but also protects against fraud, reducing friction in online transactions and giving B2B buyers and sellers peace of mind. It offers instant deferred payment terms and real-time credit decisions, allowing buyers to purchase more while ensuring the exporter’s online sales remain fast and secure.

With these Allianz Trade solutions in place, the textile company can maintain its steady cash flow without halting or disrupting production. Its financial stability and growth are protected while the business navigates challenges in the global economy. In addition, Allianz Trade pay allows the company to continue growing its e-commerce sales without having to absorb losses from unpaid invoices.

From procurement to production, distribution to financing, Allianz Trade has the tools to be your one-stop-shop for supply chain protection. We work closely with businesses, listening to your needs and helping you build resilient, joined-up supply chain ecosystems, where risks are spotted early and managed proactively. 

In today’s complex and volatile global landscape, our product suite is designed to protect your assets, safeguard your operations, and support your expansion as you explore new markets and growth opportunities. Get in touch with our A-Team today to explore our solutions and secure your future.  

Reach out to our A-Team today for a data-driven solution to help secure your growth. 

Allianz Trade is the global leader in  trade credit insurance and  credit management, offering tailored solutions to mitigate the risks associated with  bad debt, thereby ensuring the financial stability of businesses. Our products and services help companies with  risk managementcash flow management, accounts receivables protection,  Surety bonds business fraud Insurance debt collection processes and  e-commerce credit insurance ensuring the financial resilience for our client’s businesses. Our expertise in risk mitigation and finance positions us as trusted advisors, enabling businesses aspiring for global success to expand into international markets with confidence.

Our business is built on supporting relationships between people and organizations, relationships that extend across frontiers of all kinds - geographical, financial, industrial, and more. We are constantly aware that our work has an impact on the communities we serve and that we have a duty to help and support others. Everyone at Allianz Trade is encouraged and supported in giving back to communities around them and sharing the benefit of our skills and resources. As a financial services business, we are especially dedicated to raising the level of financial literacy through our  business Tips & advice so that individuals can live their lives in confidence and security. We are also strongly committed to fairness for all, without discrimination, among our own people and in our many relationships with those outside our business.