Business Tips and Trade Advice

What it means to be “past due” on an invoice?

Any invoice which has not been paid by the due date becomes known as a “past due” invoice. Learn more about past due in this article.

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What is financial risk and how can it be controlled?

Financial risk refers to the possibility of losing money and is an inherent part of any business venture. Good financial risk management involves identifying potential risks, assessing how much risk can be absorbed, mitigating the identified risks, and controlling a variety of risks, using a range of different methods.

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What is invoice factoring?

Invoice factoring involves selling unpaid invoices to a third party in exchange for a cash advance. Read to learn more.

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What is a payment schedule?

Payment schedule is an agreement between the buyer and the seller which defines when and how credit will be repaid. Read to learn more about payment schedules.

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What is credit protection in business?

Credit protection is used to protect against the risk of non-payment by a customer. A business concerned about the risk of default or non-payment can draw up an agreement with a company such as Allianz Trade to provide credit protection services

Check list for surety bond success

The checklist is specifically designed to guide decision-makers and project owners through the key decision points for a successful surety bond strategy.

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Gearing ratio: definition, types & calculation method

Gearing ratio is one way to measure a company’s financial health. It involves comparing the company's capital to the amount of money the company has borrowed.

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The pros and cons of extending credit to customers

By extending credit to customers, you are telling them that you trust them to pay their bills, and you are financially healthy with access to working capital.

An image of a man explaining what creditworthiness of a company is

What is creditworthiness?

Creditworthiness is an evaluation of a company's financial reliability and can predict how likely they are to pay you on time.