Fraud survey: internal and external fraud remain a major problem
The overall picture that emerges from the 2025 survey is that companies and organizations are increasingly taking technical measures to prevent fraud. Nevertheless, fraud remains a major risk and companies remain vulnerable to internal and external fraud.
Our survey on business fraud in the Benelux in 2025 shows that:
Top 3 internal fraud:
- Misappropriation of goods: 59%
- Falsification of documents: 41%
- Misappropriation of money: 38%
Top 3 external fraud:
- Fraude via external partners: 39%
- Theft or destruction of data: 38%
- Fake invoices: 32%
More fraud attempts during holidays
The holiday period can offer rich pickings for fraudsters. Criminals take advantage of the absence of managers or temporary breakdowns of controls to divert funds and put your cash flow in danger. However precautions can be taken, because it is often the human factor – naivety, in short – that allows fraudsters a way in.
Five tips to reduce the risk of fraud during the holidays:
1. Familiarise your staff with the most frequent risks
2. Set up standardised out-of-office message
3. Use a code word to prevent identity theft
4. Keep the double signature principle for payment orders even during holidays
5. Draw up a crisis plan to follow in the event of fraud
Protect your company against fraud
Whether the fraud is committed inside your company or by an external third party, the financial losses can have a major impact on the company. With our fraud insurance, you will protect your company against financial losses incurred by most cases of fraud.