What is trade credit insurance?
What does trade credit insurance cover?
It protects businesses from non-payment of commercial debt. It covers your business-to-business accounts receivable. If you do not receive what you are owed due to a buyer's bankruptcy, insolvency or other issue, or if payment is very late, the policy will reimburse you for a majority of the outstanding debt. This helps you protect your capital, maintain your cash flow and secure your earnings while extending your competitive credit terms and helping you access more attractive financing.
With trade credit insurance, you can reliably manage the commercial and political risks of trade that are beyond your control. It can help you feel secure in extending more credit to current customers or pursuing new, larger customers that would have otherwise seemed too risky.
How does it work?
Customers Health Check
Credit limit calculated
Business as usual
Trading limit updates
Business building
Making a claim
We investigate and indemnify you for the insured amount if policy terms have been met.
Top 8 reasons to buy
Protection
Peace of Mind
Competitiveness
Funding
Profitability
Cash Flow
Information
Growth
Solutions by company size
-
SMEs
-
Large-sized Companies
-
Multinational Corporation (MNC)
Policies and features
-
Corporate Advantage
-
World Program
Why work with us?
![](/content/experience-fragments/onemarketing/aztrade/allianz-trade_com/en_HK/why_us/test0/master/_jcr_content/root/parsys/wrapper/wrapper/custom_parsys_copy/tile/image.img.82.3360.png/1641583769983/partner-handshake-blue-icon.png)
DEDICATION
Clients worldwide
![](/content/experience-fragments/onemarketing/aztrade/allianz-trade_com/en_HK/why_us/test0/master/_jcr_content/root/parsys/wrapper/wrapper/custom_parsys_copy/tile_757815088/image.img.82.3360.png/1641583800145/light-bulb-idea-az-icon.png)
INSIGHTS
Businesses monitored in 160 countries
![](/content/experience-fragments/onemarketing/aztrade/allianz-trade_com/en_HK/why_us/test0/master/_jcr_content/root/parsys/wrapper/wrapper/custom_parsys_copy/tile_1971969766/image.img.82.3360.png/1641583768296/rewards.png)
ASSURANCE
by Standard & Poor's
Let us help you today
Let's get in touch today!
![trade credit insurance contact agent girl with phone and yellow background](/content/onemarketing/aztrade/allianz-trade_com/en_TW/trade-credit-insurance/what-is-trade-credit-insurance/_jcr_content/root/parsys/wrapper_504756959_co/wrapper/contact_us/image.img.82.3360.png/1630046330440/contact.png)