Trade Risk Management

Extending credit to customers is a necessary part of doing business, but it comes with the inherent risk that some invoices will never be paid. When an account receivable becomes uncollectible, it becomes a bad debt, and it must be accounted for on your income statement as a bad debt expense.

Companies typically view insurance as a safety net, a cost to mitigate risk. But what if it could also be a catalyst for growth? This data deep dive explores how Trade Credit Insurance (TCI) transforms from a protective tool into a powerful growth engine, using insights and real-world data from the Allianz Trade guide.

Trade Credit Insurance can seem complex, but understanding its core functions is key to leveraging its benefits. This FAQ-style guide provides clear and concise answers to your most pressing questions, based on insights from the Allianz Trade Guide to Credit Insurance.

Discover how surety bonds can enhance sustainability-focused projects in energy-intensive industries. Learn about Allianz Trade's innovative Green2Green solution, which supports the low-carbon transition and offers financial flexibility for sustainable growth.

Learn how to account for and manage bad debt expense with our B2B guide. Explore the allowance vs. direct write-off methods and how trade credit insurance can protect your P&L.

Learn what a past due invoice means for your business. Our guide covers how to handle and prevent overdue payments, manage your DSO, and use trade credit insurance to protect cash flow.

Discover how Allianz Trade enhances trade credit insurance through diverse data sets, AI technology, and expert human judgment, empowering businesses to make confident and informed decisions in a volatile global trade environment.