Economic & Trade Risk Insights

Discover our global insights to make informed decisions to help move your business forward.

Use our credit ratings to plan and manage your international trade. 


We analyze risk across economic sectors to provide you with valuable insights.
 

Learn how to manage trading risk and protect your business.
 

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How Allianz Trade Supports Business Growth with Confidence

Learn how Allianz Trade's credit insurance helps businesses achieve sustainable growth by ensuring predictable payments and managing buyer risks.
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Ask the expert: Three structural risks that will keep business insolvencies high in 2026

The global rise in business insolvencies is not just a cyclical correction; it’s driven by structural challenges that will keep failure rates high through 2026. Despite Western Europe showing a modest decrease in 2026, the overall global index is set to rise again by +5%. This FAQ addresses the three critical structural factors that businesses must manage to survive the prolonged economic headwinds.
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The fifth consecutive year: Global insolvencies set to hit a record high through 2026

The global business environment faces a prolonged period of elevated risk. Allianz Research expects global business insolvencies to rise by +6% in 2025, and again by +5% in 2026, before a modest decline in 2027. This marks the fifth consecutive year of increases, pushing global bankruptcies +24% above the pre-pandemic average. This sustained surge is driven primarily by North America and Asia, underscoring the necessity for robust credit risk management.
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